Call reports 2005
SECURITY STATE BANK OF FERGUS FALLS — 2005
What SECURITY STATE BANK OF FERGUS FALLS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 72,863,000 | 83,723,000 | 86,666,000 | 90,503,000 |
| Total loans | 49,722,000 | 55,208,000 | 58,551,000 | 63,733,000 |
| Allowance for loan losses | 320,000 | 320,000 | 320,000 | 320,000 |
| Securities available for sale | 7,804,000 | 7,614,000 | 7,571,000 | 7,127,000 |
| Securities held to maturity | 10,177,000 | 11,974,000 | 13,375,000 | 12,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,816,000 | 72,209,000 | 74,563,000 | 77,086,000 |
| Interest-bearing deposits | 48,243,000 | 59,481,000 | 60,226,000 | 61,689,000 |
| Noninterest-bearing deposits | 11,573,000 | 12,728,000 | 14,337,000 | 15,397,000 |
| Equity capital | 5,649,000 | 6,119,000 | 6,129,000 | 6,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 2,040,000 | 3,270,000 | 4,632,000 |
| Interest expense | 252,000 | 573,000 | 966,000 | 1,436,000 |
| Net interest income | 670,000 | 1,467,000 | 2,304,000 | 3,196,000 |
| Noninterest income | 43,000 | 105,000 | 165,000 | 233,000 |
| Noninterest expense | 506,000 | 1,005,000 | 1,547,000 | 2,339,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 188,000 | 548,000 | 902,000 | 1,070,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 188,000 | 548,000 | 901,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,780,000 | 6,141,000 | 6,195,000 | 6,222,000 |
| Total capital | 6,100,000 | 6,461,000 | 6,515,000 | 6,542,000 |
| Risk-weighted assets | 52,815,000 | 57,532,000 | 63,947,000 | 65,079,000 |