Call reports 2001
SECURITY STATE BANK OF FERGUS FALLS — 2001
What SECURITY STATE BANK OF FERGUS FALLS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 63,906,000 | 68,283,000 | 65,800,000 | 68,972,000 |
| Total loans | 37,653,000 | 38,437,000 | 36,008,000 | 35,332,000 |
| Allowance for loan losses | 320,000 | 320,000 | 320,000 | 320,000 |
| Securities available for sale | 13,644,000 | 19,116,000 | 21,337,000 | 23,731,000 |
| Securities held to maturity | 7,409,000 | 5,202,000 | 3,901,000 | 2,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,214,000 | 51,905,000 | 52,111,000 | 54,780,000 |
| Interest-bearing deposits | 42,690,000 | 42,979,000 | 43,431,000 | 44,012,000 |
| Noninterest-bearing deposits | 8,524,000 | 8,926,000 | 8,680,000 | 10,768,000 |
| Equity capital | 5,740,000 | 5,722,000 | 5,947,000 | 5,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,441,000 | 3,683,000 | 4,856,000 |
| Interest expense | 599,000 | 1,152,000 | 1,651,000 | 2,053,000 |
| Net interest income | 570,000 | 1,289,000 | 2,032,000 | 2,803,000 |
| Noninterest income | 55,000 | 103,000 | 149,000 | 196,000 |
| Noninterest expense | 336,000 | 810,000 | 1,343,000 | 1,813,000 |
| Provision for loan losses | -1,000 | 32,000 | 36,000 | 91,000 |
| Pretax income | 320,000 | 677,000 | 930,000 | 1,261,000 |
| Income tax | 37,000 | 5,000 | 0 | 3,000 |
| Net income | 283,000 | 672,000 | 930,000 | 1,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,486,000 | 5,499,000 | 5,286,000 | 5,434,000 |
| Total capital | 5,806,000 | 5,819,000 | 5,606,000 | 5,754,000 |
| Risk-weighted assets | 41,182,000 | 43,046,000 | 41,127,000 | 42,263,000 |