Call reports 2013
HARRINGTON BANK, FSB — 2013
What HARRINGTON BANK, FSB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 248,733,000 | 227,283,000 | 228,492,000 | 225,416,000 |
| Total loans | 203,849,000 | 194,030,000 | 178,891,000 | 175,893,000 |
| Allowance for loan losses | 5,611,000 | 5,515,000 | 5,771,000 | 5,847,000 |
| Securities available for sale | 21,862,000 | 20,844,000 | 27,768,000 | 38,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,833,000 | 192,902,000 | 198,840,000 | 196,989,000 |
| Interest-bearing deposits | 154,743,000 | 136,104,000 | 135,201,000 | 136,123,000 |
| Noninterest-bearing deposits | 64,090,000 | 56,798,000 | 63,639,000 | 60,866,000 |
| Equity capital | 25,095,000 | 24,543,000 | 24,520,000 | 24,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,850,000 | 5,340,000 | 7,763,000 | 10,111,000 |
| Interest expense | 170,000 | 320,000 | 462,000 | 597,000 |
| Net interest income | 2,680,000 | 5,020,000 | 7,301,000 | 9,514,000 |
| Noninterest income | 474,000 | 1,003,000 | 1,361,000 | 1,368,000 |
| Noninterest expense | 2,106,000 | 3,935,000 | 5,854,000 | 7,932,000 |
| Provision for loan losses | 750,000 | 2,623,000 | 3,285,000 | 3,585,000 |
| Pretax income | 295,000 | -547,000 | -533,000 | -730,000 |
| Income tax | 115,000 | -206,000 | -199,000 | -253,000 |
| Net income | 180,000 | -341,000 | -334,000 | -477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,674,000 | 21,567,000 | 21,525,000 | 21,289,000 |
| Total capital | 25,039,000 | 23,881,000 | 23,651,000 | 23,338,000 |
| Risk-weighted assets | 185,930,000 | 181,845,000 | 166,494,000 | 160,148,000 |