Call reports 2012
HARRINGTON BANK, FSB — 2012
What HARRINGTON BANK, FSB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 302,167,000 | 298,399,000 | 274,327,000 | 269,492,000 |
| Total loans | 229,763,000 | 230,943,000 | 220,841,000 | 218,051,000 |
| Allowance for loan losses | 6,152,000 | 7,238,000 | 6,240,000 | 6,225,000 |
| Securities available for sale | 31,837,000 | 30,591,000 | 23,361,000 | 22,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,123,000 | 269,896,000 | 242,556,000 | 238,821,000 |
| Interest-bearing deposits | 222,089,000 | 207,919,000 | 183,885,000 | 170,422,000 |
| Noninterest-bearing deposits | 44,034,000 | 61,977,000 | 58,671,000 | 68,399,000 |
| Equity capital | 25,275,000 | 24,043,000 | 24,847,000 | 24,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,338,000 | 6,707,000 | 9,888,000 | 12,876,000 |
| Interest expense | 458,000 | 861,000 | 1,246,000 | 1,478,000 |
| Net interest income | 2,880,000 | 5,846,000 | 8,642,000 | 11,398,000 |
| Noninterest income | 479,000 | 977,000 | 1,500,000 | 2,065,000 |
| Noninterest expense | 2,305,000 | 4,585,000 | 6,874,000 | 9,129,000 |
| Provision for loan losses | 1,807,000 | 5,085,000 | 5,687,000 | 7,220,000 |
| Pretax income | -777,000 | -2,871,000 | -2,261,000 | -2,734,000 |
| Income tax | -296,000 | -1,101,000 | -857,000 | -1,024,000 |
| Net income | -481,000 | -1,770,000 | -1,404,000 | -1,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,153,000 | 22,311,000 | 22,621,000 | 22,524,000 |
| Total capital | 26,831,000 | 24,993,000 | 25,207,000 | 25,018,000 |
| Risk-weighted assets | 210,756,000 | 209,969,000 | 203,260,000 | 195,725,000 |