Call report 2007Q4
VALLEY COMMUNITY BANK — 2007Q4
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,390,000 | USD | evidence → |
| Total loans | 139,135,000 | USD | evidence → |
| Allowance for loan losses | 1,309,000 | USD | evidence → |
| Securities available for sale | 14,514,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,185,000 | USD | evidence → |
| Interest-bearing deposits | 118,986,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,199,000 | USD | evidence → |
| Equity capital | 13,156,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,038,000 | USD | evidence → |
| Interest expense | 5,024,000 | USD | evidence → |
| Net interest income | 6,014,000 | USD | evidence → |
| Noninterest income | 576,000 | USD | evidence → |
| Noninterest expense | 5,851,000 | USD | evidence → |
| Provision for loan losses | 139,000 | USD | evidence → |
| Pretax income | 605,000 | USD | evidence → |
| Income tax | 272,000 | USD | evidence → |
| Net income | 333,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,135,000 | USD | evidence → |
| Total capital | 14,444,000 | USD | evidence → |
| Risk-weighted assets | 142,455,000 | USD | evidence → |