Call report 2006Q4
VALLEY COMMUNITY BANK — 2006Q4
The 22 measures VALLEY COMMUNITY BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,403,000 | USD | evidence → |
| Total loans | 125,904,000 | USD | evidence → |
| Allowance for loan losses | 1,335,000 | USD | evidence → |
| Securities available for sale | 20,110,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,975,000 | USD | evidence → |
| Interest-bearing deposits | 116,922,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,053,000 | USD | evidence → |
| Equity capital | 12,055,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,919,000 | USD | evidence → |
| Interest expense | 4,000,000 | USD | evidence → |
| Net interest income | 5,919,000 | USD | evidence → |
| Noninterest income | 582,000 | USD | evidence → |
| Noninterest expense | 5,229,000 | USD | evidence → |
| Provision for loan losses | 104,000 | USD | evidence → |
| Pretax income | 1,168,000 | USD | evidence → |
| Income tax | 396,000 | USD | evidence → |
| Net income | 772,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,251,000 | USD | evidence → |
| Total capital | 13,586,000 | USD | evidence → |
| Risk-weighted assets | 131,310,000 | USD | evidence → |