Call reports 2003
AMERICAN NATIONAL BANK — 2003
What AMERICAN NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 29,669,000 | 27,403,000 | 29,905,000 |
| Total loans | 24,159,000 | 25,388,000 | 27,977,000 |
| Allowance for loan losses | 253,000 | 285,000 | 312,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 411,000 | 308,000 | 306,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 25,147,000 | 24,897,000 | 26,196,000 |
| Interest-bearing deposits | 24,091,000 | 23,024,000 | 25,022,000 |
| Noninterest-bearing deposits | 1,056,000 | 1,873,000 | 1,174,000 |
| Equity capital | 2,067,000 | 2,160,000 | 2,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 384,000 | 869,000 | 1,323,000 |
| Interest expense | 195,000 | 410,000 | 619,000 |
| Net interest income | 189,000 | 459,000 | 704,000 |
| Noninterest income | 40,000 | 80,000 | 113,000 |
| Noninterest expense | 114,000 | 240,000 | 393,000 |
| Provision for loan losses | 36,000 | 72,000 | 109,000 |
| Pretax income | 79,000 | 227,000 | 315,000 |
| Income tax | 29,000 | 83,000 | 113,000 |
| Net income | 50,000 | 144,000 | 202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 2,067,000 | 2,160,000 | 2,211,000 |
| Total capital | 2,320,000 | 2,445,000 | 2,523,000 |
| Risk-weighted assets | 22,873,000 | 23,124,000 | 25,018,000 |