Call reports 2002
AMERICAN NATIONAL BANK — 2002
What AMERICAN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,093,000 | 24,311,000 | 26,513,000 | 26,326,000 |
| Total loans | 21,460,000 | 22,233,000 | 22,845,000 | 23,104,000 |
| Allowance for loan losses | 145,000 | 166,000 | 178,000 | 225,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 293,000 | 342,000 | 420,000 | 414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,289,000 | 18,396,000 | 21,771,000 | 21,853,000 |
| Interest-bearing deposits | 19,698,000 | 18,016,000 | 21,209,000 | 20,990,000 |
| Noninterest-bearing deposits | 591,000 | 380,000 | 562,000 | 863,000 |
| Equity capital | 1,917,000 | 1,954,000 | 1,979,000 | 2,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 707,000 | 1,055,000 | 1,448,000 |
| Interest expense | 202,000 | 411,000 | 609,000 | 815,000 |
| Net interest income | 131,000 | 296,000 | 446,000 | 633,000 |
| Noninterest income | 24,000 | 48,000 | 83,000 | 129,000 |
| Noninterest expense | 120,000 | 231,000 | 347,000 | 474,000 |
| Provision for loan losses | 18,000 | 40,000 | 72,000 | 119,000 |
| Pretax income | 17,000 | 73,000 | 110,000 | 169,000 |
| Income tax | 4,000 | 23,000 | 35,000 | 57,000 |
| Net income | 13,000 | 50,000 | 75,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,917,000 | 1,954,000 | 1,979,000 | 2,016,000 |
| Total capital | 2,062,000 | 2,120,000 | 2,157,000 | 2,241,000 |
| Risk-weighted assets | 20,312,000 | 20,673,000 | 21,497,000 | 21,321,000 |