Call reports 2003
CAMBRIDGEPORT BANK — 2003
What CAMBRIDGEPORT BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 1,522,634,000 | 1,507,376,000 |
| Total loans | 854,091,000 | 833,229,000 |
| Allowance for loan losses | 10,086,000 | 10,285,000 |
| Securities available for sale | 574,794,000 | 536,227,000 |
| Securities held to maturity | 35,142,000 | 24,210,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,215,936,000 | 1,216,658,000 |
| Interest-bearing deposits | 1,175,873,000 | 1,179,376,000 |
| Noninterest-bearing deposits | 40,063,000 | 37,282,000 |
| Equity capital | 101,727,000 | 104,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 20,376,000 | 40,163,000 |
| Interest expense | 8,297,000 | 16,378,000 |
| Net interest income | 12,079,000 | 23,785,000 |
| Noninterest income | 1,716,000 | 3,364,000 |
| Noninterest expense | 6,706,000 | 13,047,000 |
| Provision for loan losses | 75,000 | 276,000 |
| Pretax income | 7,014,000 | 13,826,000 |
| Income tax | 3,554,000 | 5,743,000 |
| Net income | 3,460,000 | 8,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 95,818,000 | 100,442,000 |
| Total capital | 104,796,000 | 109,297,000 |
| Risk-weighted assets | 715,698,000 | 703,158,000 |