Call reports 2002
CAMBRIDGEPORT BANK — 2002
What CAMBRIDGEPORT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,202,286,000 | 1,353,038,000 | 1,416,509,000 | 1,444,508,000 |
| Total loans | 835,598,000 | 857,689,000 | 864,597,000 | 860,068,000 |
| Allowance for loan losses | 9,615,000 | 9,876,000 | 9,951,000 | 10,007,000 |
| Securities available for sale | 258,434,000 | 373,082,000 | 392,124,000 | 487,912,000 |
| Securities held to maturity | 38,098,000 | 37,263,000 | 44,820,000 | 39,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 972,776,000 | 1,103,601,000 | 1,159,398,000 | 1,163,359,000 |
| Interest-bearing deposits | 938,356,000 | 1,067,671,000 | 1,120,617,000 | 1,125,179,000 |
| Noninterest-bearing deposits | 34,420,000 | 35,930,000 | 38,781,000 | 38,180,000 |
| Equity capital | 89,929,000 | 93,004,000 | 96,299,000 | 98,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 18,165,000 | 38,010,000 | 58,860,000 | 79,685,000 |
| Interest expense | 8,118,000 | 17,346,000 | 27,202,000 | 36,188,000 |
| Net interest income | 10,047,000 | 20,664,000 | 31,658,000 | 43,497,000 |
| Noninterest income | 1,036,000 | 2,267,000 | 3,542,000 | 5,292,000 |
| Noninterest expense | 6,412,000 | 13,420,000 | 20,163,000 | 26,918,000 |
| Provision for loan losses | 300,000 | 525,000 | 575,000 | 650,000 |
| Pretax income | 4,443,000 | 9,058,000 | 14,534,000 | 21,293,000 |
| Income tax | 1,644,000 | 3,338,000 | 5,373,000 | 7,919,000 |
| Net income | 2,799,000 | 5,720,000 | 9,161,000 | 13,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,464,000 | 89,852,000 | 91,327,000 | 92,357,000 |
| Total capital | 97,618,000 | 98,668,000 | 100,217,000 | 101,125,000 |
| Risk-weighted assets | 650,897,000 | 704,194,000 | 710,155,000 | 699,992,000 |