Call reports 2001
CAMBRIDGEPORT BANK — 2001
What CAMBRIDGEPORT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 948,476,000 | 953,423,000 | 1,051,099,000 | 1,102,221,000 |
| Total loans | 692,376,000 | 700,509,000 | 733,735,000 | 785,541,000 |
| Allowance for loan losses | 8,243,000 | 8,463,000 | 8,814,000 | 9,321,000 |
| Securities available for sale | 130,838,000 | 170,292,000 | 253,342,000 | 228,308,000 |
| Securities held to maturity | 17,173,000 | 14,944,000 | 14,710,000 | 14,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 798,933,000 | 801,311,000 | 837,456,000 | 891,322,000 |
| Interest-bearing deposits | 749,653,000 | 751,659,000 | 802,848,000 | 852,662,000 |
| Noninterest-bearing deposits | 49,280,000 | 49,652,000 | 34,608,000 | 38,660,000 |
| Equity capital | 96,923,000 | 90,898,000 | 95,427,000 | 88,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 16,645,000 | 32,484,000 | 48,987,000 | 66,603,000 |
| Interest expense | 9,797,000 | 18,235,000 | 26,791,000 | 34,700,000 |
| Net interest income | 6,848,000 | 14,249,000 | 22,196,000 | 31,903,000 |
| Noninterest income | 1,395,000 | 2,525,000 | 3,592,000 | 6,889,000 |
| Noninterest expense | 5,843,000 | 11,569,000 | 17,459,000 | 23,727,000 |
| Provision for loan losses | 200,000 | 400,000 | 725,000 | 1,225,000 |
| Pretax income | 2,200,000 | 4,805,000 | 7,978,000 | 14,214,000 |
| Income tax | 769,000 | 1,649,000 | 2,734,000 | 5,168,000 |
| Net income | 1,431,000 | 3,156,000 | 5,244,000 | 9,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,703,000 | 87,297,000 | 88,654,000 | 86,663,000 |
| Total capital | 100,768,000 | 96,379,000 | 99,006,000 | 94,431,000 |
| Risk-weighted assets | 563,998,000 | 571,257,000 | 600,479,000 | 619,761,000 |