Call reports 2002
AMERICAN STATE BANK OF OLIVIA — 2002
What AMERICAN STATE BANK OF OLIVIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 44,002,000 | 43,056,000 | 42,961,000 | 47,023,000 |
| Total loans | 34,257,000 | 37,271,000 | 38,250,000 | 37,174,000 |
| Allowance for loan losses | 668,000 | 691,000 | 704,000 | 665,000 |
| Securities available for sale | 300,000 | 300,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,091,000 | 36,286,000 | 36,062,000 | 40,069,000 |
| Interest-bearing deposits | 33,818,000 | 33,689,000 | 33,565,000 | 36,822,000 |
| Noninterest-bearing deposits | 3,273,000 | 2,597,000 | 2,497,000 | 3,247,000 |
| Equity capital | 3,618,000 | 3,524,000 | 3,643,000 | 3,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 801,000 | 1,592,000 | 2,372,000 | 3,153,000 |
| Interest expense | 342,000 | 633,000 | 905,000 | 1,169,000 |
| Net interest income | 459,000 | 959,000 | 1,467,000 | 1,984,000 |
| Noninterest income | 19,000 | 40,000 | 69,000 | 90,000 |
| Noninterest expense | 319,000 | 648,000 | 976,000 | 1,296,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 75,000 |
| Pretax income | 129,000 | 306,000 | 500,000 | 703,000 |
| Income tax | 53,000 | 124,000 | 199,000 | 282,000 |
| Net income | 76,000 | 182,000 | 301,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,618,000 | 3,524,000 | 3,643,000 | 3,763,000 |
| Total capital | 4,094,000 | 4,027,000 | 4,150,000 | 4,273,000 |
| Risk-weighted assets | 37,864,000 | 40,060,000 | 40,983,000 | 40,670,000 |