Call reports 2001
AMERICAN STATE BANK OF OLIVIA — 2001
What AMERICAN STATE BANK OF OLIVIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,378,000 | 42,557,000 | 43,484,000 | 53,681,000 |
| Total loans | 36,861,000 | 37,658,000 | 34,793,000 | 34,414,000 |
| Allowance for loan losses | 563,000 | 584,000 | 633,000 | 553,000 |
| Securities available for sale | 100,000 | 150,000 | 150,000 | 300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,773,000 | 35,928,000 | 36,687,000 | 43,854,000 |
| Interest-bearing deposits | 32,287,000 | 32,753,000 | 33,805,000 | 35,667,000 |
| Noninterest-bearing deposits | 2,486,000 | 3,175,000 | 2,882,000 | 8,187,000 |
| Equity capital | 3,210,000 | 3,314,000 | 3,436,000 | 3,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 891,000 | 1,791,000 | 2,693,000 | 3,571,000 |
| Interest expense | 425,000 | 832,000 | 1,230,000 | 1,589,000 |
| Net interest income | 466,000 | 959,000 | 1,463,000 | 1,982,000 |
| Noninterest income | 17,000 | 35,000 | 60,000 | 74,000 |
| Noninterest expense | 308,000 | 620,000 | 922,000 | 1,223,000 |
| Provision for loan losses | 15,000 | 40,000 | 70,000 | 126,000 |
| Pretax income | 160,000 | 334,000 | 536,000 | 712,000 |
| Income tax | 65,000 | 135,000 | 215,000 | 285,000 |
| Net income | 95,000 | 199,000 | 321,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,208,000 | 3,314,000 | 3,436,000 | 3,542,000 |
| Total capital | 3,699,000 | 3,814,000 | 3,911,000 | 4,041,000 |
| Risk-weighted assets | 39,195,000 | 39,946,000 | 37,820,000 | 39,835,000 |