Call reports 2024
PACIFIC COAST BANKERS' BANK — 2024
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,214,539,000 | 1,242,616,000 | 937,586,000 | 1,251,957,000 |
| Total loans | 354,520,000 | 391,217,000 | 407,475,000 | 408,674,000 |
| Allowance for loan losses | 3,654,000 | 3,879,000 | 3,879,000 | 3,945,000 |
| Securities available for sale | 26,650,000 | 25,093,000 | 24,288,000 | 22,407,000 |
| Securities held to maturity | 112,144,000 | 107,780,000 | 103,488,000 | 99,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,054,000 | 517,976,000 | 385,573,000 | 534,841,000 |
| Interest-bearing deposits | 167,989,000 | 165,677,000 | 90,310,000 | 166,026,000 |
| Noninterest-bearing deposits | 308,065,000 | 352,299,000 | 295,263,000 | 368,815,000 |
| Equity capital | 134,434,000 | 135,417,000 | 137,296,000 | 138,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,554,000 | 28,054,000 | 40,794,000 | 54,325,000 |
| Interest expense | 7,029,000 | 14,789,000 | 20,985,000 | 27,517,000 |
| Net interest income | 6,525,000 | 13,265,000 | 19,809,000 | 26,808,000 |
| Noninterest income | 7,366,000 | 15,556,000 | 24,596,000 | 33,059,000 |
| Noninterest expense | 11,753,000 | 23,380,000 | 35,245,000 | 47,460,000 |
| Provision for loan losses | 0 | 225,000 | 225,000 | 291,000 |
| Pretax income | 2,138,000 | 5,210,000 | 8,936,000 | 12,134,000 |
| Income tax | 598,000 | 1,457,000 | 2,497,000 | 3,224,000 |
| Net income | 1,540,000 | 3,753,000 | 6,439,000 | 8,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,074,000 | 136,922,000 | 138,252,000 | 139,377,000 |
| Total capital | 139,751,000 | 140,830,000 | 142,153,000 | 143,327,000 |
| Risk-weighted assets | 462,749,000 | 502,654,000 | 516,008,000 | 514,002,000 |