Call reports 2023
PACIFIC COAST BANKERS' BANK — 2023
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,253,850,000 | 1,229,632,000 | 1,434,556,000 | 1,045,069,000 |
| Total loans | 267,673,000 | 288,894,000 | 338,672,000 | 336,367,000 |
| Allowance for loan losses | 3,654,000 | 3,654,000 | 3,654,000 | 3,654,000 |
| Securities available for sale | 33,642,000 | 31,639,000 | 29,037,000 | 28,569,000 |
| Securities held to maturity | 128,588,000 | 124,361,000 | 119,506,000 | 115,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,828,000 | 458,856,000 | 512,631,000 | 396,262,000 |
| Interest-bearing deposits | 148,730,000 | 167,021,000 | 238,474,000 | 129,488,000 |
| Noninterest-bearing deposits | 431,098,000 | 291,835,000 | 274,157,000 | 266,774,000 |
| Equity capital | 132,694,000 | 133,791,000 | 133,576,000 | 135,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,490,000 | 24,843,000 | 39,078,000 | 54,007,000 |
| Interest expense | 6,639,000 | 13,495,000 | 22,586,000 | 32,032,000 |
| Net interest income | 5,851,000 | 11,348,000 | 16,492,000 | 21,975,000 |
| Noninterest income | 8,116,000 | 17,342,000 | 25,895,000 | 35,534,000 |
| Noninterest expense | 11,445,000 | 22,544,000 | 34,149,000 | 45,511,000 |
| Provision for loan losses | 366,000 | 366,000 | 366,000 | 366,000 |
| Pretax income | 2,156,000 | 5,780,000 | 7,872,000 | 11,632,000 |
| Income tax | 599,000 | 1,604,000 | 2,185,000 | 2,985,000 |
| Net income | 1,557,000 | 4,176,000 | 5,687,000 | 8,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,460,000 | 135,616,000 | 135,857,000 | 137,420,000 |
| Total capital | 138,144,000 | 139,299,000 | 139,533,000 | 141,097,000 |
| Risk-weighted assets | 385,166,000 | 411,403,000 | 450,902,000 | 451,168,000 |