Call reports 2021
PACIFIC COAST BANKERS' BANK — 2021
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,526,890,000 | 1,309,667,000 | 1,364,568,000 | 1,421,917,000 |
| Total loans | 181,297,000 | 178,289,000 | 159,149,000 | 194,510,000 |
| Allowance for loan losses | 4,039,000 | 4,039,000 | 4,039,000 | 3,389,000 |
| Securities available for sale | 71,575,000 | 63,821,000 | 57,910,000 | 52,064,000 |
| Securities held to maturity | 53,737,000 | 52,471,000 | 49,873,000 | 47,351,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,330,602,000 | 1,136,317,000 | 1,186,422,000 | 1,239,375,000 |
| Interest-bearing deposits | 830,468,000 | 586,283,000 | 561,191,000 | 576,830,000 |
| Noninterest-bearing deposits | 500,134,000 | 550,034,000 | 625,231,000 | 662,545,000 |
| Equity capital | 132,978,000 | 133,669,000 | 135,786,000 | 135,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,501,000 | 4,972,000 | 7,318,000 | 9,614,000 |
| Interest expense | 359,000 | 619,000 | 854,000 | 1,087,000 |
| Net interest income | 2,142,000 | 4,353,000 | 6,464,000 | 8,527,000 |
| Noninterest income | 8,626,000 | 15,714,000 | 23,198,000 | 32,383,000 |
| Noninterest expense | 8,180,000 | 16,329,000 | 23,001,000 | 31,960,000 |
| Provision for loan losses | 0 | 0 | 0 | -650,000 |
| Pretax income | 2,588,000 | 3,738,000 | 6,661,000 | 9,600,000 |
| Income tax | 673,000 | 852,000 | 1,727,000 | 2,437,000 |
| Net income | 1,915,000 | 2,886,000 | 4,934,000 | 7,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,714,000 | 132,686,000 | 134,733,000 | 134,880,000 |
| Total capital | 135,770,000 | 136,735,000 | 138,781,000 | 138,276,000 |
| Risk-weighted assets | 466,858,000 | 552,265,000 | 506,775,000 | 494,348,000 |