Call reports 2020
PACIFIC COAST BANKERS' BANK — 2020
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,406,979,000 | 1,408,492,000 | 1,300,428,000 | 1,315,757,000 |
| Total loans | 233,519,000 | 213,439,000 | 205,578,000 | 193,593,000 |
| Allowance for loan losses | 3,703,000 | 3,791,000 | 3,995,000 | 4,039,000 |
| Securities available for sale | 101,798,000 | 96,477,000 | 87,769,000 | 79,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 825,007,000 | 992,501,000 | 1,012,126,000 | 1,109,616,000 |
| Interest-bearing deposits | 546,658,000 | 708,745,000 | 709,843,000 | 736,006,000 |
| Noninterest-bearing deposits | 278,349,000 | 283,755,000 | 302,283,000 | 373,610,000 |
| Equity capital | 119,300,000 | 131,243,000 | 132,101,000 | 134,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,299,000 | 7,438,000 | 10,191,000 | 12,925,000 |
| Interest expense | 1,220,000 | 2,554,000 | 3,360,000 | 3,980,000 |
| Net interest income | 3,079,000 | 4,884,000 | 6,831,000 | 8,945,000 |
| Noninterest income | 39,916,000 | 47,287,000 | 56,531,000 | 67,659,000 |
| Noninterest expense | 11,393,000 | 20,265,000 | 29,754,000 | 40,928,000 |
| Provision for loan losses | 0 | 88,000 | 288,000 | 288,000 |
| Pretax income | 31,602,000 | 31,818,000 | 33,320,000 | 35,388,000 |
| Income tax | 8,640,000 | 8,399,000 | 8,799,000 | 9,266,000 |
| Net income | 22,962,000 | 23,419,000 | 24,521,000 | 26,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,316,000 | 129,774,000 | 130,875,000 | 132,800,000 |
| Total capital | 123,047,000 | 133,591,000 | 134,891,000 | 136,858,000 |
| Risk-weighted assets | 961,914,000 | 947,415,000 | 889,007,000 | 767,456,000 |
Machine access — free, no API key
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