Call reports 2019
PACIFIC COAST BANKERS' BANK — 2019
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 823,754,000 | 889,393,000 | 879,943,000 | 723,404,000 |
| Total loans | 359,046,000 | 363,786,000 | 259,103,000 | 236,175,000 |
| Allowance for loan losses | 4,837,000 | 5,028,000 | 5,033,000 | 3,699,000 |
| Securities available for sale | 151,477,000 | 121,293,000 | 114,550,000 | 108,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,464,000 | 671,287,000 | 678,315,000 | 580,863,000 |
| Interest-bearing deposits | 280,558,000 | 360,584,000 | 349,029,000 | 233,927,000 |
| Noninterest-bearing deposits | 355,906,000 | 310,703,000 | 329,286,000 | 346,936,000 |
| Equity capital | 74,027,000 | 78,755,000 | 91,812,000 | 96,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,201,000 | 13,005,000 | 19,318,000 | 23,542,000 |
| Interest expense | 1,988,000 | 4,456,000 | 6,952,000 | 8,383,000 |
| Net interest income | 4,213,000 | 8,549,000 | 12,366,000 | 15,159,000 |
| Noninterest income | 6,591,000 | 15,511,000 | 25,371,000 | 36,919,000 |
| Noninterest expense | 8,144,000 | 16,817,000 | 26,422,000 | 36,769,000 |
| Provision for loan losses | 0 | 185,000 | 185,000 | -1,155,000 |
| Pretax income | 2,660,000 | 6,752,000 | 10,824,000 | 16,158,000 |
| Income tax | 732,000 | 1,859,000 | 2,953,000 | 4,272,000 |
| Net income | 1,928,000 | 4,893,000 | 7,871,000 | 11,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,284,000 | 79,255,000 | 92,237,000 | 96,354,000 |
| Total capital | 81,151,000 | 84,312,000 | 97,302,000 | 100,087,000 |
| Risk-weighted assets | 499,145,000 | 602,435,000 | 584,557,000 | 490,057,000 |