Call reports 2018
PACIFIC COAST BANKERS' BANK — 2018
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 786,552,000 | 759,384,000 | 788,474,000 | 719,982,000 |
| Total loans | 329,453,000 | 317,405,000 | 324,572,000 | 329,796,000 |
| Allowance for loan losses | 4,689,000 | 4,821,000 | 4,826,000 | 4,832,000 |
| Securities available for sale | 181,724,000 | 171,822,000 | 162,080,000 | 156,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,356,000 | 560,673,000 | 628,523,000 | 543,316,000 |
| Interest-bearing deposits | 239,576,000 | 233,403,000 | 297,703,000 | 203,840,000 |
| Noninterest-bearing deposits | 341,780,000 | 327,270,000 | 330,820,000 | 339,476,000 |
| Equity capital | 67,042,000 | 68,588,000 | 68,653,000 | 73,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,636,000 | 11,528,000 | 17,105,000 | 23,085,000 |
| Interest expense | 1,260,000 | 2,817,000 | 4,466,000 | 6,377,000 |
| Net interest income | 4,376,000 | 8,711,000 | 12,639,000 | 16,708,000 |
| Noninterest income | 4,760,000 | 11,856,000 | 19,836,000 | 28,188,000 |
| Noninterest expense | 7,086,000 | 15,691,000 | 24,076,000 | 32,511,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,050,000 | 4,876,000 | 8,399,000 | 12,385,000 |
| Income tax | 577,000 | 1,372,000 | 2,359,000 | 3,262,000 |
| Net income | 1,473,000 | 3,504,000 | 6,040,000 | 9,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,186,000 | 73,222,000 | 73,763,000 | 76,851,000 |
| Total capital | 75,899,000 | 78,069,000 | 78,615,000 | 81,715,000 |
| Risk-weighted assets | 403,487,000 | 390,885,000 | 397,145,000 | 432,472,000 |