Call reports 2016
PACIFIC COAST BANKERS' BANK — 2016
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 823,791,000 | 870,959,000 | 869,273,000 | 767,222,000 |
| Total loans | 289,730,000 | 300,498,000 | 292,808,000 | 277,895,000 |
| Allowance for loan losses | 4,483,000 | 4,761,000 | 4,773,000 | 4,563,000 |
| Securities available for sale | 141,748,000 | 166,049,000 | 157,519,000 | 195,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 636,208,000 | 610,832,000 | 636,834,000 | 586,556,000 |
| Interest-bearing deposits | 88,629,000 | 106,687,000 | 175,492,000 | 168,747,000 |
| Noninterest-bearing deposits | 547,579,000 | 504,145,000 | 461,342,000 | 417,809,000 |
| Equity capital | 68,729,000 | 69,076,000 | 71,340,000 | 67,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,964,000 | 8,493,000 | 13,269,000 | 17,266,000 |
| Interest expense | 257,000 | 553,000 | 992,000 | 1,456,000 |
| Net interest income | 3,707,000 | 7,940,000 | 12,277,000 | 15,810,000 |
| Noninterest income | 5,691,000 | 11,715,000 | 18,225,000 | 22,195,000 |
| Noninterest expense | 6,824,000 | 13,736,000 | 21,141,000 | 27,405,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 2,574,000 | 5,919,000 | 9,361,000 | 10,850,000 |
| Income tax | 1,004,000 | 2,317,000 | 3,704,000 | 4,275,000 |
| Net income | 1,570,000 | 3,602,000 | 5,657,000 | 6,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,220,000 | 68,281,000 | 70,338,000 | 68,757,000 |
| Total capital | 72,732,000 | 73,069,000 | 75,134,000 | 73,343,000 |
| Risk-weighted assets | 443,789,000 | 481,139,000 | 459,562,000 | 371,091,000 |
Machine access — free, no API key
Every figure shown here about PACIFIC COAST BANKERS' BANK — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.