Call reports 2009
PACIFIC COAST BANKERS' BANK — 2009
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 629,271,000 | 657,527,000 | 640,728,000 | 615,196,000 |
| Total loans | 318,097,000 | 306,975,000 | 263,489,000 | 235,465,000 |
| Allowance for loan losses | 8,129,000 | 15,767,000 | 8,811,000 | 7,085,000 |
| Securities available for sale | 114,243,000 | 196,844,000 | 89,143,000 | 84,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 408,490,000 | 495,218,000 | 539,609,000 | 525,555,000 |
| Interest-bearing deposits | 46,698,000 | 47,203,000 | 21,880,000 | 19,213,000 |
| Noninterest-bearing deposits | 361,792,000 | 448,015,000 | 517,729,000 | 506,342,000 |
| Equity capital | 63,273,000 | 63,570,000 | 64,249,000 | 62,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,801,000 | 11,914,000 | 17,369,000 | 21,673,000 |
| Interest expense | 1,049,000 | 2,021,000 | 2,713,000 | 2,931,000 |
| Net interest income | 4,752,000 | 9,893,000 | 14,656,000 | 18,742,000 |
| Noninterest income | 1,542,000 | 2,462,000 | 3,617,000 | 1,749,000 |
| Noninterest expense | 3,115,000 | 6,397,000 | 9,866,000 | 13,412,000 |
| Provision for loan losses | 2,804,000 | 13,542,000 | 17,147,000 | 25,776,000 |
| Pretax income | 1,381,000 | -6,578,000 | -5,383,000 | -15,340,000 |
| Income tax | 517,000 | -2,870,000 | -2,421,000 | -6,501,000 |
| Net income | 864,000 | -3,708,000 | -2,962,000 | -8,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,284,000 | 62,720,000 | 63,488,000 | 61,940,000 |
| Total capital | 67,097,000 | 67,514,000 | 67,442,000 | 65,617,000 |
| Risk-weighted assets | 381,710,000 | 372,547,000 | 313,586,000 | 290,771,000 |
Machine access — free, no API key
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