Call reports 2008
PACIFIC COAST BANKERS' BANK — 2008
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 487,392,000 | 503,633,000 | 547,784,000 | 682,613,000 |
| Total loans | 279,834,000 | 323,028,000 | 332,818,000 | 323,573,000 |
| Allowance for loan losses | 4,237,000 | 4,661,000 | 5,756,000 | 6,864,000 |
| Securities available for sale | 78,095,000 | 71,199,000 | 74,690,000 | 91,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,246,000 | 185,806,000 | 276,871,000 | 262,687,000 |
| Interest-bearing deposits | 55,934,000 | 40,984,000 | 114,874,000 | 45,116,000 |
| Noninterest-bearing deposits | 136,312,000 | 144,822,000 | 161,997,000 | 217,571,000 |
| Equity capital | 51,310,000 | 51,917,000 | 54,096,000 | 62,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,295,000 | 12,272,000 | 18,576,000 | 24,718,000 |
| Interest expense | 2,608,000 | 4,619,000 | 6,649,000 | 7,988,000 |
| Net interest income | 3,687,000 | 7,653,000 | 11,927,000 | 16,730,000 |
| Noninterest income | 2,163,000 | 3,486,000 | 4,944,000 | 5,954,000 |
| Noninterest expense | 3,136,000 | 6,436,000 | 9,910,000 | 12,055,000 |
| Provision for loan losses | 656,000 | 1,219,000 | 3,408,000 | 6,488,000 |
| Pretax income | 2,058,000 | 3,484,000 | 3,554,000 | 4,142,000 |
| Income tax | 767,000 | 1,280,000 | 1,212,000 | 1,371,000 |
| Net income | 1,291,000 | 2,204,000 | 2,342,000 | 2,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,571,000 | 51,517,000 | 53,655,000 | 61,421,000 |
| Total capital | 54,824,000 | 56,212,000 | 58,489,000 | 66,336,000 |
| Risk-weighted assets | 340,224,000 | 380,749,000 | 385,803,000 | 391,188,000 |
Machine access — free, no API key
Every figure shown here about PACIFIC COAST BANKERS' BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.