Call reports 2007
PACIFIC COAST BANKERS' BANK — 2007
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 525,900,000 | 539,086,000 | 526,954,000 | 509,523,000 |
| Total loans | 266,086,000 | 275,206,000 | 270,787,000 | 283,507,000 |
| Allowance for loan losses | 3,756,000 | 3,834,000 | 3,899,000 | 3,910,000 |
| Securities available for sale | 118,803,000 | 125,447,000 | 90,771,000 | 83,935,000 |
| Securities held to maturity | 18,142,000 | 17,169,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,904,000 | 227,553,000 | 334,202,000 | 221,066,000 |
| Interest-bearing deposits | 93,441,000 | 90,005,000 | 187,151,000 | 102,207,000 |
| Noninterest-bearing deposits | 161,463,000 | 137,548,000 | 147,051,000 | 118,859,000 |
| Equity capital | 45,584,000 | 47,315,000 | 47,743,000 | 49,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,036,000 | 14,381,000 | 21,535,000 | 28,358,000 |
| Interest expense | 3,490,000 | 7,441,000 | 10,666,000 | 13,805,000 |
| Net interest income | 3,546,000 | 6,940,000 | 10,869,000 | 14,553,000 |
| Noninterest income | 1,372,000 | 3,271,000 | 3,542,000 | 5,021,000 |
| Noninterest expense | 2,387,000 | 5,014,000 | 7,524,000 | 10,332,000 |
| Provision for loan losses | 0 | 78,000 | 160,000 | 160,000 |
| Pretax income | 2,531,000 | 5,119,000 | 6,010,000 | 8,365,000 |
| Income tax | 975,000 | 1,899,000 | 2,181,000 | 2,976,000 |
| Net income | 1,556,000 | 3,220,000 | 3,829,000 | 5,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,516,000 | 47,181,000 | 47,790,000 | 49,481,000 |
| Total capital | 49,336,000 | 51,076,000 | 51,734,000 | 53,436,000 |
| Risk-weighted assets | 330,232,000 | 353,392,000 | 380,786,000 | 380,684,000 |
Machine access — free, no API key
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