Call reports 2006
PACIFIC COAST BANKERS' BANK — 2006
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 392,756,000 | 473,615,000 | 401,563,000 | 484,957,000 |
| Total loans | 241,635,000 | 270,365,000 | 279,046,000 | 270,336,000 |
| Allowance for loan losses | 2,727,000 | 2,897,000 | 3,650,000 | 3,756,000 |
| Securities available for sale | 26,706,000 | 25,396,000 | 24,775,000 | 83,823,000 |
| Securities held to maturity | 23,786,000 | 22,754,000 | 21,656,000 | 18,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,336,000 | 398,116,000 | 266,544,000 | 227,074,000 |
| Interest-bearing deposits | 76,978,000 | 253,720,000 | 136,823,000 | 113,146,000 |
| Noninterest-bearing deposits | 138,358,000 | 144,396,000 | 129,721,000 | 113,928,000 |
| Equity capital | 27,739,000 | 30,495,000 | 31,906,000 | 43,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,385,000 | 11,689,000 | 18,481,000 | 25,412,000 |
| Interest expense | 2,155,000 | 4,659,000 | 7,382,000 | 10,142,000 |
| Net interest income | 3,230,000 | 7,030,000 | 11,099,000 | 15,270,000 |
| Noninterest income | 929,000 | 1,992,000 | 3,025,000 | 4,294,000 |
| Noninterest expense | 2,173,000 | 4,611,000 | 6,782,000 | 9,279,000 |
| Provision for loan losses | 292,000 | 462,000 | 1,215,000 | 1,321,000 |
| Pretax income | 1,694,000 | 3,949,000 | 6,127,000 | 8,964,000 |
| Income tax | 626,000 | 1,542,000 | 2,399,000 | 3,529,000 |
| Net income | 1,068,000 | 2,407,000 | 3,728,000 | 5,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,897,000 | 30,737,000 | 32,058,000 | 43,764,000 |
| Total capital | 30,686,000 | 33,713,000 | 35,780,000 | 47,583,000 |
| Risk-weighted assets | 281,003,000 | 317,994,000 | 319,963,000 | 334,930,000 |
Machine access — free, no API key
Every figure shown here about PACIFIC COAST BANKERS' BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.