Call reports 2005
PACIFIC COAST BANKERS' BANK — 2005
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 406,944,000 | 358,979,000 | 363,215,000 | 421,247,000 |
| Total loans | 181,213,000 | 207,844,000 | 221,943,000 | 238,353,000 |
| Allowance for loan losses | 1,950,000 | 2,148,000 | 2,363,000 | 2,435,000 |
| Securities available for sale | 22,356,000 | 21,834,000 | 26,205,000 | 28,015,000 |
| Securities held to maturity | 30,509,000 | 28,313,000 | 26,329,000 | 24,880,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,113,000 | 255,279,000 | 265,646,000 | 218,057,000 |
| Interest-bearing deposits | 165,493,000 | 74,991,000 | 112,948,000 | 60,190,000 |
| Noninterest-bearing deposits | 170,620,000 | 180,288,000 | 152,698,000 | 157,867,000 |
| Equity capital | 23,438,000 | 24,466,000 | 25,456,000 | 26,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,526,000 | 7,551,000 | 12,011,000 | 16,887,000 |
| Interest expense | 1,099,000 | 2,444,000 | 3,827,000 | 5,536,000 |
| Net interest income | 2,427,000 | 5,107,000 | 8,184,000 | 11,351,000 |
| Noninterest income | 665,000 | 1,268,000 | 1,991,000 | 3,050,000 |
| Noninterest expense | 1,640,000 | 3,194,000 | 5,061,000 | 7,195,000 |
| Provision for loan losses | 265,000 | 462,000 | 676,000 | 749,000 |
| Pretax income | 1,187,000 | 2,719,000 | 4,438,000 | 6,457,000 |
| Income tax | 434,000 | 1,022,000 | 1,669,000 | 2,425,000 |
| Net income | 753,000 | 1,697,000 | 2,769,000 | 4,032,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,550,000 | 24,493,000 | 25,566,000 | 26,829,000 |
| Total capital | 25,600,000 | 26,744,000 | 27,984,000 | 29,326,000 |
| Risk-weighted assets | 229,486,000 | 237,412,000 | 251,800,000 | 272,131,000 |
Machine access — free, no API key
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