Call reports 2004
PACIFIC COAST BANKERS' BANK — 2004
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 249,028,000 | 283,588,000 | 267,664,000 | 337,761,000 |
| Total loans | 128,765,000 | 144,818,000 | 148,916,000 | 172,830,000 |
| Allowance for loan losses | 1,490,000 | 1,673,000 | 1,743,000 | 1,956,000 |
| Securities available for sale | 12,001,000 | 18,116,000 | 17,881,000 | 17,152,000 |
| Securities held to maturity | 19,260,000 | 33,119,000 | 30,927,000 | 32,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,294,000 | 206,237,000 | 185,199,000 | 232,214,000 |
| Interest-bearing deposits | 11,122,000 | 10,922,000 | 16,501,000 | 15,840,000 |
| Noninterest-bearing deposits | 200,172,000 | 195,315,000 | 168,698,000 | 216,374,000 |
| Equity capital | 20,113,000 | 20,876,000 | 21,957,000 | 22,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,092,000 | 4,415,000 | 7,045,000 | 9,954,000 |
| Interest expense | 109,000 | 261,000 | 630,000 | 1,218,000 |
| Net interest income | 1,983,000 | 4,154,000 | 6,415,000 | 8,736,000 |
| Noninterest income | 746,000 | 1,491,000 | 2,058,000 | 2,756,000 |
| Noninterest expense | 1,324,000 | 2,616,000 | 3,797,000 | 5,160,000 |
| Provision for loan losses | 133,000 | 315,000 | 384,000 | 596,000 |
| Pretax income | 1,272,000 | 2,698,000 | 4,276,000 | 5,720,000 |
| Income tax | 468,000 | 1,003,000 | 1,624,000 | 2,202,000 |
| Net income | 804,000 | 1,695,000 | 2,652,000 | 3,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,058,000 | 20,973,000 | 21,931,000 | 22,797,000 |
| Total capital | 21,588,000 | 22,697,000 | 23,722,000 | 24,798,000 |
| Risk-weighted assets | 146,581,000 | 161,562,000 | 168,763,000 | 203,687,000 |
Machine access — free, no API key
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