Call reports 2003
PACIFIC COAST BANKERS' BANK — 2003
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 135,332,000 | 178,990,000 | 214,936,000 | 232,695,000 |
| Total loans | 76,707,000 | 93,343,000 | 106,161,000 | 115,668,000 |
| Allowance for loan losses | 977,000 | 1,045,000 | 1,236,000 | 1,383,000 |
| Securities available for sale | 26,068,000 | 25,166,000 | 21,808,000 | 20,159,000 |
| Securities held to maturity | 0 | 0 | 13,606,000 | 18,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,716,000 | 162,739,000 | 163,628,000 | 181,325,000 |
| Interest-bearing deposits | 11,221,000 | 11,221,000 | 11,221,000 | 10,950,000 |
| Noninterest-bearing deposits | 109,495,000 | 151,518,000 | 152,407,000 | 170,375,000 |
| Equity capital | 11,478,000 | 12,914,000 | 14,555,000 | 19,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,945,000 | 4,630,000 | 6,483,000 |
| Interest expense | 113,000 | 218,000 | 337,000 | 502,000 |
| Net interest income | 1,290,000 | 2,727,000 | 4,293,000 | 5,981,000 |
| Noninterest income | 528,000 | 1,104,000 | 1,739,000 | 2,627,000 |
| Noninterest expense | 1,270,000 | 2,444,000 | 3,475,000 | 4,662,000 |
| Provision for loan losses | 59,000 | 154,000 | 318,000 | 465,000 |
| Pretax income | 489,000 | 1,233,000 | 2,239,000 | 3,481,000 |
| Income tax | 178,000 | 469,000 | 856,000 | 1,350,000 |
| Net income | 311,000 | 764,000 | 1,383,000 | 2,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,460,000 | 12,911,000 | 14,516,000 | 19,245,000 |
| Total capital | 12,437,000 | 13,983,000 | 15,774,000 | 20,678,000 |
| Risk-weighted assets | 87,645,000 | 100,840,000 | 114,331,000 | 129,987,000 |
Machine access — free, no API key
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