Call reports 2002
PACIFIC COAST BANKERS' BANK — 2002
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 86,870,000 | 101,210,000 | 114,666,000 | 141,822,000 |
| Total loans | 52,150,000 | 50,664,000 | 69,864,000 | 71,782,000 |
| Allowance for loan losses | 730,000 | 730,000 | 791,000 | 918,000 |
| Securities available for sale | 0 | 0 | 16,035,000 | 28,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,891,000 | 93,092,000 | 105,663,000 | 128,646,000 |
| Interest-bearing deposits | 3,562,000 | 3,562,000 | 3,667,000 | 14,088,000 |
| Noninterest-bearing deposits | 75,329,000 | 89,530,000 | 101,996,000 | 114,558,000 |
| Equity capital | 7,509,000 | 7,662,000 | 8,346,000 | 10,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,083,000 | 3,218,000 | 4,580,000 |
| Interest expense | 50,000 | 100,000 | 148,000 | 263,000 |
| Net interest income | 978,000 | 1,983,000 | 3,070,000 | 4,317,000 |
| Noninterest income | 972,000 | 1,909,000 | 3,179,000 | 4,627,000 |
| Noninterest expense | 1,713,000 | 3,408,000 | 5,394,000 | 7,614,000 |
| Provision for loan losses | 20,000 | 45,000 | 105,000 | 231,000 |
| Pretax income | 217,000 | 439,000 | 750,000 | 1,099,000 |
| Income tax | 64,000 | 132,000 | 239,000 | 307,000 |
| Net income | 153,000 | 307,000 | 511,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,509,000 | 7,662,000 | 8,367,000 | 10,148,000 |
| Total capital | 8,239,000 | 8,392,000 | 9,158,000 | 11,066,000 |
| Risk-weighted assets | 61,050,000 | 62,744,000 | 82,186,000 | 89,065,000 |
Machine access — free, no API key
Every figure shown here about PACIFIC COAST BANKERS' BANK — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.