Call reports 2001
PACIFIC COAST BANKERS' BANK — 2001
What PACIFIC COAST BANKERS' BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,589,000 | 72,827,000 | 81,757,000 | 77,591,000 |
| Total loans | 38,469,000 | 49,456,000 | 50,826,000 | 50,147,000 |
| Allowance for loan losses | 408,000 | 474,000 | 629,000 | 710,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,078,000 | 62,447,000 | 70,128,000 | 70,552,000 |
| Interest-bearing deposits | 16,176,000 | 10,822,000 | 7,585,000 | 4,830,000 |
| Noninterest-bearing deposits | 30,902,000 | 51,625,000 | 62,543,000 | 65,722,000 |
| Equity capital | 5,757,000 | 5,937,000 | 6,119,000 | 6,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,064,000 | 3,178,000 | 4,226,000 |
| Interest expense | 289,000 | 539,000 | 708,000 | 817,000 |
| Net interest income | 761,000 | 1,525,000 | 2,470,000 | 3,409,000 |
| Noninterest income | 777,000 | 1,715,000 | 2,691,000 | 3,330,000 |
| Noninterest expense | 1,273,000 | 2,644,000 | 4,162,000 | 5,300,000 |
| Provision for loan losses | 29,000 | 95,000 | 250,000 | 331,000 |
| Pretax income | 236,000 | 501,000 | 749,000 | 1,108,000 |
| Income tax | 95,000 | 180,000 | 246,000 | 369,000 |
| Net income | 141,000 | 321,000 | 503,000 | 739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,757,000 | 5,937,000 | 6,119,000 | 6,355,000 |
| Total capital | 6,165,000 | 6,411,000 | 6,748,000 | 7,060,000 |
| Risk-weighted assets | 41,030,000 | 53,728,000 | 57,024,000 | 56,380,000 |