Call reports 2012
CAROLINA FEDERAL SAVINGS BANK — 2012
What CAROLINA FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 54,373,000 |
| Total loans | 41,404,000 |
| Allowance for loan losses | 1,131,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 53,082,000 |
| Interest-bearing deposits | 50,660,000 |
| Noninterest-bearing deposits | 2,422,000 |
| Equity capital | 1,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 621,000 |
| Interest expense | 167,000 |
| Net interest income | 454,000 |
| Noninterest income | 66,000 |
| Noninterest expense | 455,000 |
| Provision for loan losses | 35,000 |
| Pretax income | 30,000 |
| Income tax | 0 |
| Net income | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 1,121,000 |
| Total capital | 1,630,000 |
| Risk-weighted assets | 40,098,000 |