Call reports 2001
SHOREBANK — 2001
What SHOREBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,066,691,000 | 1,133,216,000 | 1,174,820,000 | 1,193,252,000 |
| Total loans | 550,128,000 | 581,944,000 | 611,164,000 | 654,728,000 |
| Allowance for loan losses | 7,498,000 | 7,180,000 | 7,365,000 | 7,304,000 |
| Securities available for sale | 412,358,000 | 458,443,000 | 484,134,000 | 449,652,000 |
| Securities held to maturity | 881,000 | 751,000 | 6,418,000 | 13,705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 812,360,000 | 842,658,000 | 855,963,000 | 855,464,000 |
| Interest-bearing deposits | 765,493,000 | 808,474,000 | 820,793,000 | 806,678,000 |
| Noninterest-bearing deposits | 46,867,000 | 34,184,000 | 35,170,000 | 48,786,000 |
| Equity capital | 73,186,000 | 74,051,000 | 78,145,000 | 77,295,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 19,528,000 | 39,511,000 | 60,036,000 | 80,426,000 |
| Interest expense | 11,146,000 | 21,919,000 | 32,639,000 | 42,459,000 |
| Net interest income | 8,382,000 | 17,592,000 | 27,397,000 | 37,967,000 |
| Noninterest income | 2,236,000 | 4,067,000 | 6,174,000 | 8,567,000 |
| Noninterest expense | 7,592,000 | 14,736,000 | 21,992,000 | 29,241,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 3,000,000 |
| Pretax income | 2,660,000 | 6,811,000 | 11,128,000 | 15,139,000 |
| Income tax | 922,000 | 2,384,000 | 3,877,000 | 5,029,000 |
| Net income | 1,738,000 | 4,427,000 | 7,251,000 | 10,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,744,000 | 61,981,000 | 63,119,000 | 66,154,000 |
| Total capital | 67,493,000 | 69,161,000 | 70,484,000 | 73,458,000 |
| Risk-weighted assets | 539,145,000 | 599,203,000 | 672,118,000 | 679,078,000 |