Call reports 2020
FARMERS BANK OF LINCOLN — 2020
What FARMERS BANK OF LINCOLN reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Total assets | 131,972,000 | 139,003,000 |
| Total loans | 90,527,000 | 91,482,000 |
| Allowance for loan losses | 1,081,000 | 1,081,000 |
| Securities available for sale | 9,691,000 | 11,658,000 |
| Securities held to maturity | 6,000 | 6,000 |
| Trading assets | 0 | 0 |
| Total deposits | 115,437,000 | 122,225,000 |
| Interest-bearing deposits | 90,843,000 | 93,475,000 |
| Noninterest-bearing deposits | 24,594,000 | 28,750,000 |
| Equity capital | 14,212,000 | 14,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Interest income | 1,429,000 | 2,795,000 |
| Interest expense | 326,000 | 604,000 |
| Net interest income | 1,103,000 | 2,191,000 |
| Noninterest income | 144,000 | 227,000 |
| Noninterest expense | 758,000 | 1,498,000 |
| Provision for loan losses | 2,000 | 16,000 |
| Pretax income | 487,000 | 904,000 |
| Income tax | 0 | 0 |
| Net income | 487,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 |
|---|---|---|
| Tier 1 capital | 14,372,000 | 14,539,000 |
| Total capital | 15,326,000 | 15,545,000 |
| Risk-weighted assets | 76,213,000 | 80,376,000 |