Call reports 2019
FARMERS BANK OF LINCOLN — 2019
What FARMERS BANK OF LINCOLN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,169,000 | 125,255,000 | 126,043,000 | 125,598,000 |
| Total loans | 89,395,000 | 90,698,000 | 90,903,000 | 89,400,000 |
| Allowance for loan losses | 1,082,000 | 1,081,000 | 1,081,000 | 1,078,000 |
| Securities available for sale | 7,539,000 | 9,103,000 | 9,442,000 | 10,850,000 |
| Securities held to maturity | 9,000 | 8,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,384,000 | 107,762,000 | 109,678,000 | 108,794,000 |
| Interest-bearing deposits | 85,065,000 | 84,535,000 | 85,591,000 | 85,818,000 |
| Noninterest-bearing deposits | 22,319,000 | 23,227,000 | 24,087,000 | 22,976,000 |
| Equity capital | 13,689,000 | 13,903,000 | 14,210,000 | 14,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,384,000 | 2,816,000 | 4,267,000 | 5,709,000 |
| Interest expense | 341,000 | 686,000 | 1,033,000 | 1,363,000 |
| Net interest income | 1,043,000 | 2,130,000 | 3,234,000 | 4,346,000 |
| Noninterest income | 134,000 | 219,000 | 372,000 | 528,000 |
| Noninterest expense | 741,000 | 1,510,000 | 2,248,000 | 3,015,000 |
| Provision for loan losses | 5,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 431,000 | 824,000 | 1,344,000 | 1,845,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 431,000 | 824,000 | 1,344,000 | 1,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,671,000 | 13,840,000 | 14,134,000 | 14,135,000 |
| Total capital | 14,606,000 | 14,796,000 | 15,088,000 | 15,081,000 |
| Risk-weighted assets | 74,632,000 | 76,323,000 | 76,225,000 | 75,529,000 |