Call reports 2016
FARMERS BANK OF LINCOLN — 2016
What FARMERS BANK OF LINCOLN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 111,025,000 | 111,850,000 | 112,092,000 | 113,186,000 |
| Total loans | 78,727,000 | 81,252,000 | 82,403,000 | 82,050,000 |
| Allowance for loan losses | 965,000 | 991,000 | 994,000 | 1,004,000 |
| Securities available for sale | 9,341,000 | 9,546,000 | 9,502,000 | 9,026,000 |
| Securities held to maturity | 22,000 | 20,000 | 19,000 | 17,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,939,000 | 94,665,000 | 95,183,000 | 96,396,000 |
| Interest-bearing deposits | 78,345,000 | 76,048,000 | 76,489,000 | 76,890,000 |
| Noninterest-bearing deposits | 18,594,000 | 18,617,000 | 18,694,000 | 19,507,000 |
| Equity capital | 11,029,000 | 11,357,000 | 11,622,000 | 11,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,086,000 | 2,198,000 | 3,338,000 | 4,473,000 |
| Interest expense | 157,000 | 300,000 | 449,000 | 603,000 |
| Net interest income | 929,000 | 1,898,000 | 2,889,000 | 3,870,000 |
| Noninterest income | 100,000 | 261,000 | 407,000 | 553,000 |
| Noninterest expense | 634,000 | 1,261,000 | 1,917,000 | 2,600,000 |
| Provision for loan losses | 5,000 | 31,000 | 56,000 | 66,000 |
| Pretax income | 390,000 | 867,000 | 1,323,000 | 1,757,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 390,000 | 867,000 | 1,323,000 | 1,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,079,000 | 11,381,000 | 11,663,000 | 11,904,000 |
| Total capital | 11,911,000 | 12,245,000 | 12,535,000 | 12,768,000 |
| Risk-weighted assets | 66,423,000 | 69,027,000 | 69,646,000 | 68,952,000 |