Call reports 2015
FARMERS BANK OF LINCOLN — 2015
What FARMERS BANK OF LINCOLN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 108,072,000 | 106,907,000 | 105,349,000 | 107,451,000 |
| Total loans | 75,988,000 | 75,888,000 | 77,321,000 | 78,359,000 |
| Allowance for loan losses | 965,000 | 975,000 | 957,000 | 960,000 |
| Securities available for sale | 10,258,000 | 11,255,000 | 10,979,000 | 10,638,000 |
| Securities held to maturity | 29,000 | 27,000 | 25,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,254,000 | 92,424,000 | 90,818,000 | 92,027,000 |
| Interest-bearing deposits | 75,405,000 | 74,356,000 | 72,846,000 | 73,773,000 |
| Noninterest-bearing deposits | 17,849,000 | 18,068,000 | 17,972,000 | 18,254,000 |
| Equity capital | 10,319,000 | 10,404,000 | 10,692,000 | 10,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,117,000 | 3,201,000 | 4,293,000 |
| Interest expense | 156,000 | 313,000 | 468,000 | 620,000 |
| Net interest income | 895,000 | 1,804,000 | 2,733,000 | 3,673,000 |
| Noninterest income | 119,000 | 185,000 | 305,000 | 450,000 |
| Noninterest expense | 617,000 | 1,256,000 | 1,886,000 | 2,543,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 35,000 |
| Pretax income | 382,000 | 703,000 | 1,122,000 | 1,545,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 382,000 | 703,000 | 1,122,000 | 1,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,237,000 | 10,389,000 | 10,641,000 | 10,896,000 |
| Total capital | 11,039,000 | 11,185,000 | 11,447,000 | 11,731,000 |
| Risk-weighted assets | 64,003,000 | 63,498,000 | 64,366,000 | 66,663,000 |