Call reports 2012
FARMERS BANK OF LINCOLN — 2012
What FARMERS BANK OF LINCOLN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 91,677,000 | 93,162,000 | 92,580,000 | 93,313,000 |
| Total loans | 67,622,000 | 69,144,000 | 69,020,000 | 70,208,000 |
| Allowance for loan losses | 856,000 | 882,000 | 875,000 | 883,000 |
| Securities available for sale | 12,343,000 | 12,177,000 | 12,156,000 | 11,023,000 |
| Securities held to maturity | 59,000 | 56,000 | 53,000 | 51,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,404,000 | 77,790,000 | 78,289,000 | 78,818,000 |
| Interest-bearing deposits | 64,505,000 | 64,766,000 | 65,943,000 | 66,310,000 |
| Noninterest-bearing deposits | 12,899,000 | 13,024,000 | 12,346,000 | 12,509,000 |
| Equity capital | 9,366,000 | 9,440,000 | 9,321,000 | 9,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,139,000 | 3,204,000 | 4,267,000 |
| Interest expense | 224,000 | 423,000 | 618,000 | 797,000 |
| Net interest income | 850,000 | 1,716,000 | 2,586,000 | 3,470,000 |
| Noninterest income | 124,000 | 181,000 | 293,000 | 378,000 |
| Noninterest expense | 583,000 | 1,148,000 | 1,735,000 | 2,344,000 |
| Provision for loan losses | 16,000 | 43,000 | 43,000 | 58,000 |
| Pretax income | 375,000 | 706,000 | 1,101,000 | 1,446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 706,000 | 1,101,000 | 1,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,095,000 | 9,144,000 | 9,023,000 | 9,368,000 |
| Total capital | 9,826,000 | 9,890,000 | 9,777,000 | 10,122,000 |
| Risk-weighted assets | 58,358,000 | 59,529,000 | 60,236,000 | 60,204,000 |