Call reports 2003
FARMERS BANK OF LINCOLN — 2003
What FARMERS BANK OF LINCOLN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 68,707,000 | 69,394,000 | 68,103,000 | 67,409,000 |
| Total loans | 41,891,000 | 42,110,000 | 43,139,000 | 44,462,000 |
| Allowance for loan losses | 502,000 | 520,000 | 526,000 | 541,000 |
| Securities available for sale | 16,631,000 | 17,713,000 | 16,924,000 | 16,238,000 |
| Securities held to maturity | 1,449,000 | 1,213,000 | 978,000 | 842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,540,000 | 57,011,000 | 54,626,000 | 54,084,000 |
| Interest-bearing deposits | 48,943,000 | 48,518,000 | 46,350,000 | 45,954,000 |
| Noninterest-bearing deposits | 7,597,000 | 8,494,000 | 8,276,000 | 8,130,000 |
| Equity capital | 6,088,000 | 6,118,000 | 6,075,000 | 6,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 972,000 | 1,902,000 | 2,819,000 | 3,735,000 |
| Interest expense | 367,000 | 725,000 | 1,022,000 | 1,292,000 |
| Net interest income | 605,000 | 1,177,000 | 1,797,000 | 2,443,000 |
| Noninterest income | 134,000 | 282,000 | 411,000 | 544,000 |
| Noninterest expense | 412,000 | 858,000 | 1,313,000 | 1,811,000 |
| Provision for loan losses | 89,000 | 104,000 | 118,000 | 134,000 |
| Pretax income | 238,000 | 497,000 | 777,000 | 1,042,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 497,000 | 777,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,780,000 | 5,841,000 | 5,921,000 | 5,997,000 |
| Total capital | 6,282,000 | 6,357,000 | 6,440,000 | 6,521,000 |
| Risk-weighted assets | 41,039,000 | 41,284,000 | 41,542,000 | 41,887,000 |