Call reports 2002
FARMERS BANK OF LINCOLN — 2002
What FARMERS BANK OF LINCOLN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 65,897,000 | 65,505,000 | 65,854,000 | 66,814,000 |
| Total loans | 38,788,000 | 39,778,000 | 41,270,000 | 41,518,000 |
| Allowance for loan losses | 378,000 | 391,000 | 399,000 | 414,000 |
| Securities available for sale | 17,073,000 | 16,468,000 | 15,880,000 | 17,146,000 |
| Securities held to maturity | 1,996,000 | 1,952,000 | 1,890,000 | 1,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,358,000 | 53,029,000 | 53,211,000 | 54,511,000 |
| Interest-bearing deposits | 46,275,000 | 46,574,000 | 45,716,000 | 46,776,000 |
| Noninterest-bearing deposits | 7,083,000 | 6,455,000 | 7,495,000 | 7,735,000 |
| Equity capital | 6,161,000 | 6,183,000 | 6,371,000 | 6,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,113,000 | 3,174,000 | 4,219,000 |
| Interest expense | 484,000 | 919,000 | 1,328,000 | 1,723,000 |
| Net interest income | 576,000 | 1,194,000 | 1,846,000 | 2,496,000 |
| Noninterest income | 115,000 | 198,000 | 315,000 | 437,000 |
| Noninterest expense | 411,000 | 808,000 | 1,249,000 | 1,698,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 265,000 | 554,000 | 867,000 | 1,175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 265,000 | 554,000 | 867,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,885,000 | 5,776,000 | 5,905,000 | 5,818,000 |
| Total capital | 6,263,000 | 6,167,000 | 6,304,000 | 6,232,000 |
| Risk-weighted assets | 39,921,000 | 39,377,000 | 40,650,000 | 40,833,000 |