Call reports 2020
WENONA STATE BANK — 2020
What WENONA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 40,112,000 | 40,615,000 | 39,783,000 | 41,295,000 |
| Total loans | 16,992,000 | 16,976,000 | 17,218,000 | 16,253,000 |
| Allowance for loan losses | 316,000 | 223,000 | 229,000 | 182,000 |
| Securities available for sale | 10,675,000 | 15,535,000 | 15,534,000 | 15,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,249,000 | 31,309,000 | 30,366,000 | 31,721,000 |
| Interest-bearing deposits | 27,437,000 | 22,355,000 | 22,542,000 | 23,294,000 |
| Noninterest-bearing deposits | 7,812,000 | 8,954,000 | 7,824,000 | 8,427,000 |
| Equity capital | 4,761,000 | 5,213,000 | 5,319,000 | 5,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 588,000 | 882,000 | 1,151,000 |
| Interest expense | 48,000 | 94,000 | 130,000 | 161,000 |
| Net interest income | 251,000 | 494,000 | 752,000 | 990,000 |
| Noninterest income | 25,000 | 48,000 | 74,000 | 99,000 |
| Noninterest expense | 229,000 | 419,000 | 613,000 | 802,000 |
| Provision for loan losses | 22,000 | 41,000 | 50,000 | 3,000 |
| Pretax income | 45,000 | 104,000 | 185,000 | 336,000 |
| Income tax | 5,000 | 14,000 | 22,000 | 60,000 |
| Net income | 40,000 | 90,000 | 163,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,856,000 | 4,954,000 | 4,981,000 | 5,069,000 |