Call reports 2019
WENONA STATE BANK — 2019
What WENONA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 32,658,000 | 32,088,000 | 34,338,000 | 35,736,000 |
| Total loans | 16,371,000 | 16,644,000 | 17,682,000 | 17,600,000 |
| Allowance for loan losses | 293,000 | 302,000 | 287,000 | 296,000 |
| Securities available for sale | 12,389,000 | 11,567,000 | 11,208,000 | 10,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,567,000 | 27,260,000 | 28,890,000 | 30,753,000 |
| Interest-bearing deposits | 21,743,000 | 21,380,000 | 22,556,000 | 23,235,000 |
| Noninterest-bearing deposits | 5,824,000 | 5,880,000 | 6,334,000 | 7,518,000 |
| Equity capital | 4,588,000 | 4,759,000 | 4,851,000 | 4,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 568,000 | 867,000 | 1,186,000 |
| Interest expense | 38,000 | 75,000 | 116,000 | 164,000 |
| Net interest income | 244,000 | 493,000 | 751,000 | 1,022,000 |
| Noninterest income | 25,000 | 52,000 | 78,000 | 104,000 |
| Noninterest expense | 198,000 | 424,000 | 633,000 | 854,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 62,000 | 106,000 | 172,000 | 239,000 |
| Income tax | 0 | 0 | 17,000 | 36,000 |
| Net income | 62,000 | 106,000 | 155,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,753,000 | 4,781,000 | 4,831,000 | 4,878,000 |
| Total capital | 5,017,000 | 5,044,000 | 5,108,000 | 5,160,000 |
| Risk-weighted assets | 21,141,000 | 21,022,000 | 22,163,000 | 22,622,000 |