Call reports 2018
WENONA STATE BANK — 2018
What WENONA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 35,332,000 | 33,701,000 | 33,753,000 | 32,571,000 |
| Total loans | 15,883,000 | 16,091,000 | 16,467,000 | 16,132,000 |
| Allowance for loan losses | 244,000 | 253,000 | 271,000 | 282,000 |
| Securities available for sale | 12,895,000 | 13,396,000 | 12,858,000 | 12,554,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,379,000 | 27,882,000 | 27,509,000 | 27,067,000 |
| Interest-bearing deposits | 23,115,000 | 21,863,000 | 21,361,000 | 21,092,000 |
| Noninterest-bearing deposits | 6,264,000 | 6,019,000 | 6,148,000 | 5,975,000 |
| Equity capital | 4,436,000 | 4,466,000 | 4,452,000 | 4,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 560,000 | 846,000 | 1,131,000 |
| Interest expense | 35,000 | 85,000 | 88,000 | 128,000 |
| Net interest income | 242,000 | 475,000 | 758,000 | 1,003,000 |
| Noninterest income | 32,000 | 62,000 | 90,000 | 97,000 |
| Noninterest expense | 214,000 | 407,000 | 664,000 | 870,000 |
| Provision for loan losses | 9,000 | 18,000 | 36,000 | 45,000 |
| Pretax income | 51,000 | 112,000 | 148,000 | 185,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 112,000 | 148,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,749,000 | 4,795,000 | 4,821,000 | 4,719,000 |
| Total capital | 4,993,000 | 5,048,000 | 5,091,000 | 4,978,000 |
| Risk-weighted assets | 21,038,000 | 23,117,000 | 21,630,000 | 20,748,000 |