Call reports 2016
WENONA STATE BANK — 2016
What WENONA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,498,000 | 32,973,000 | 33,172,000 | 33,959,000 |
| Total loans | 14,150,000 | 15,288,000 | 15,557,000 | 16,681,000 |
| Allowance for loan losses | 250,000 | 242,000 | 248,000 | 254,000 |
| Securities available for sale | 15,108,000 | 13,568,000 | 13,265,000 | 13,361,000 |
| Securities held to maturity | 246,000 | 246,000 | 246,000 | 245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,948,000 | 28,321,000 | 28,515,000 | 28,556,000 |
| Interest-bearing deposits | 22,967,000 | 22,989,000 | 23,268,000 | 22,974,000 |
| Noninterest-bearing deposits | 4,981,000 | 5,332,000 | 5,247,000 | 5,582,000 |
| Equity capital | 4,537,000 | 4,622,000 | 4,635,000 | 4,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 488,000 | 743,000 | 979,000 |
| Interest expense | 20,000 | 38,000 | 56,000 | 76,000 |
| Net interest income | 223,000 | 450,000 | 687,000 | 903,000 |
| Noninterest income | 56,000 | 107,000 | 137,000 | 167,000 |
| Noninterest expense | 249,000 | 489,000 | 708,000 | 945,000 |
| Provision for loan losses | 21,000 | 27,000 | 33,000 | 39,000 |
| Pretax income | 36,000 | 88,000 | 144,000 | 245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 88,000 | 144,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,477,000 | 4,517,000 | 4,558,000 | 4,644,000 |
| Total capital | 4,716,000 | 4,759,000 | 4,806,000 | 4,898,000 |
| Risk-weighted assets | 19,166,000 | 20,172,000 | 20,764,000 | 20,852,000 |