Call reports 2015
WENONA STATE BANK — 2015
What WENONA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,233,000 | 33,836,000 | 33,136,000 | 33,033,000 |
| Total loans | 17,014,000 | 16,387,000 | 15,465,000 | 14,895,000 |
| Allowance for loan losses | 261,000 | 271,000 | 278,000 | 335,000 |
| Securities available for sale | 11,868,000 | 11,660,000 | 12,605,000 | 13,121,000 |
| Securities held to maturity | 574,000 | 573,000 | 572,000 | 382,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,195,000 | 29,131,000 | 28,601,000 | 27,777,000 |
| Interest-bearing deposits | 22,069,000 | 22,930,000 | 22,554,000 | 22,370,000 |
| Noninterest-bearing deposits | 6,126,000 | 6,201,000 | 6,047,000 | 5,407,000 |
| Equity capital | 4,661,000 | 4,668,000 | 4,493,000 | 4,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 555,000 | 806,000 | 1,048,000 |
| Interest expense | 19,000 | 37,000 | 56,000 | 76,000 |
| Net interest income | 255,000 | 518,000 | 750,000 | 972,000 |
| Noninterest income | 49,000 | 103,000 | 157,000 | 215,000 |
| Noninterest expense | 292,000 | 486,000 | 743,000 | 1,023,000 |
| Provision for loan losses | 46,000 | 52,000 | 58,000 | 119,000 |
| Pretax income | -24,000 | 89,000 | 115,000 | 54,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -24,000 | 89,000 | 115,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,628,000 | 4,692,000 | 4,521,000 | 4,459,000 |
| Total capital | 4,889,000 | 4,951,000 | 4,772,000 | 4,699,000 |
| Risk-weighted assets | 23,233,000 | 20,711,000 | 20,078,000 | 19,125,000 |