Call reports 2014
WENONA STATE BANK — 2014
What WENONA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 34,112,000 | 32,795,000 | 32,526,000 | 33,030,000 |
| Total loans | 15,750,000 | 14,888,000 | 15,893,000 | 17,542,000 |
| Allowance for loan losses | 272,000 | 280,000 | 299,000 | 257,000 |
| Securities available for sale | 12,208,000 | 11,774,000 | 12,213,000 | 10,955,000 |
| Securities held to maturity | 753,000 | 751,000 | 749,000 | 588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,495,000 | 28,113,000 | 27,840,000 | 27,147,000 |
| Interest-bearing deposits | 23,128,000 | 23,013,000 | 22,918,000 | 21,629,000 |
| Noninterest-bearing deposits | 6,367,000 | 5,100,000 | 4,922,000 | 5,518,000 |
| Equity capital | 4,493,000 | 4,574,000 | 4,572,000 | 4,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 544,000 | 856,000 | 1,130,000 |
| Interest expense | 18,000 | 37,000 | 56,000 | 75,000 |
| Net interest income | 286,000 | 507,000 | 800,000 | 1,055,000 |
| Noninterest income | 52,000 | 99,000 | 145,000 | 195,000 |
| Noninterest expense | 274,000 | 530,000 | 809,000 | 1,037,000 |
| Provision for loan losses | 5,000 | 11,000 | 27,000 | 33,000 |
| Pretax income | 67,000 | 73,000 | 149,000 | 242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 73,000 | 149,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,504,000 | 4,500,000 | 4,556,000 | 4,633,000 |
| Total capital | 4,744,000 | 4,729,000 | 4,800,000 | 4,890,000 |
| Risk-weighted assets | 19,183,000 | 18,286,000 | 19,440,000 | 20,967,000 |