Call reports 2013
WENONA STATE BANK — 2013
What WENONA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 34,457,000 | 35,260,000 | 35,335,000 | 35,360,000 |
| Total loans | 14,006,000 | 16,219,000 | 16,892,000 | 18,225,000 |
| Allowance for loan losses | 244,000 | 269,000 | 261,000 | 265,000 |
| Securities available for sale | 15,622,000 | 14,528,000 | 13,934,000 | 12,636,000 |
| Securities held to maturity | 1,380,000 | 1,266,000 | 1,263,000 | 855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,911,000 | 30,524,000 | 29,679,000 | 28,758,000 |
| Interest-bearing deposits | 19,290,000 | 23,239,000 | 22,874,000 | 21,801,000 |
| Noninterest-bearing deposits | 10,621,000 | 7,285,000 | 6,805,000 | 6,957,000 |
| Equity capital | 4,467,000 | 4,267,000 | 4,232,000 | 4,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 566,000 | 879,000 | 1,176,000 |
| Interest expense | 25,000 | 49,000 | 73,000 | 97,000 |
| Net interest income | 277,000 | 517,000 | 806,000 | 1,079,000 |
| Noninterest income | 55,000 | 132,000 | 110,000 | 167,000 |
| Noninterest expense | 232,000 | 493,000 | 763,000 | 926,000 |
| Provision for loan losses | 3,000 | 26,000 | 34,000 | 37,000 |
| Pretax income | 93,000 | 126,000 | 126,000 | 290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 126,000 | 126,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,300,000 | 4,323,000 | 4,313,000 | 4,457,000 |
| Total capital | 4,510,000 | 4,572,000 | 4,566,000 | 4,722,000 |
| Risk-weighted assets | 16,734,000 | 19,873,000 | 20,259,000 | 21,530,000 |