Call reports 2012
WENONA STATE BANK — 2012
What WENONA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 33,919,000 | 34,383,000 | 33,166,000 | 33,715,000 |
| Total loans | 12,443,000 | 13,257,000 | 12,519,000 | 14,000,000 |
| Allowance for loan losses | 227,000 | 228,000 | 219,000 | 239,000 |
| Securities available for sale | 15,915,000 | 15,785,000 | 15,919,000 | 15,676,000 |
| Securities held to maturity | 2,266,000 | 2,253,000 | 1,856,000 | 1,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,545,000 | 28,746,000 | 27,798,000 | 28,278,000 |
| Interest-bearing deposits | 23,570,000 | 23,296,000 | 22,161,000 | 21,522,000 |
| Noninterest-bearing deposits | 5,975,000 | 5,450,000 | 5,637,000 | 6,756,000 |
| Equity capital | 4,197,000 | 4,237,000 | 4,334,000 | 4,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 596,000 | 888,000 | 1,158,000 |
| Interest expense | 39,000 | 73,000 | 106,000 | 133,000 |
| Net interest income | 264,000 | 523,000 | 782,000 | 1,025,000 |
| Noninterest income | 52,000 | 106,000 | 162,000 | 215,000 |
| Noninterest expense | 269,000 | 549,000 | 803,000 | 1,047,000 |
| Provision for loan losses | 0 | 36,000 | 40,000 | 42,000 |
| Pretax income | 75,000 | 125,000 | 205,000 | 259,000 |
| Income tax | 0 | 0 | 0 | -100,000 |
| Net income | 75,000 | 125,000 | 205,000 | 359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,953,000 | 3,998,000 | 4,073,000 | 4,217,000 |
| Total capital | 4,149,000 | 4,201,000 | 4,265,000 | 4,423,000 |
| Risk-weighted assets | 15,637,000 | 16,176,000 | 15,360,000 | 16,511,000 |