Call reports 2011
WENONA STATE BANK — 2011
What WENONA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 36,237,000 | 35,327,000 | 35,464,000 | 34,005,000 |
| Total loans | 12,203,000 | 12,524,000 | 13,063,000 | 13,458,000 |
| Allowance for loan losses | 267,000 | 262,000 | 263,000 | 254,000 |
| Securities available for sale | 11,695,000 | 13,691,000 | 14,858,000 | 14,527,000 |
| Securities held to maturity | 4,761,000 | 4,438,000 | 4,232,000 | 3,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,911,000 | 30,852,000 | 30,458,000 | 27,657,000 |
| Interest-bearing deposits | 25,987,000 | 25,092,000 | 20,926,000 | 22,749,000 |
| Noninterest-bearing deposits | 5,924,000 | 5,760,000 | 9,532,000 | 4,908,000 |
| Equity capital | 4,220,000 | 4,357,000 | 4,473,000 | 4,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 649,000 | 996,000 | 1,307,000 |
| Interest expense | 60,000 | 114,000 | 163,000 | 205,000 |
| Net interest income | 277,000 | 535,000 | 833,000 | 1,102,000 |
| Noninterest income | 54,000 | 106,000 | 153,000 | -97,000 |
| Noninterest expense | 259,000 | 537,000 | 810,000 | 1,174,000 |
| Provision for loan losses | 150,000 | 167,000 | 167,000 | 167,000 |
| Pretax income | -78,000 | -26,000 | 46,000 | -272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -78,000 | -26,000 | 46,000 | -272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,100,000 | 4,147,000 | 4,213,000 | 3,890,000 |
| Total capital | 4,304,000 | 4,346,000 | 4,418,000 | 4,095,000 |
| Risk-weighted assets | 16,242,000 | 15,887,000 | 16,323,000 | 15,985,000 |