Call reports 2010
WENONA STATE BANK — 2010
What WENONA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 31,256,000 | 30,418,000 | 31,358,000 | 35,113,000 |
| Total loans | 12,609,000 | 12,379,000 | 12,436,000 | 14,404,000 |
| Allowance for loan losses | 385,000 | 307,000 | 288,000 | 272,000 |
| Securities available for sale | 9,029,000 | 10,262,000 | 9,612,000 | 10,447,000 |
| Securities held to maturity | 6,018,000 | 5,925,000 | 5,479,000 | 5,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,094,000 | 25,958,000 | 26,853,000 | 30,743,000 |
| Interest-bearing deposits | 22,919,000 | 21,877,000 | 22,699,000 | 24,807,000 |
| Noninterest-bearing deposits | 4,175,000 | 4,081,000 | 4,154,000 | 5,936,000 |
| Equity capital | 4,068,000 | 4,239,000 | 4,348,000 | 4,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 671,000 | 1,009,000 | 1,330,000 |
| Interest expense | 87,000 | 168,000 | 244,000 | 313,000 |
| Net interest income | 254,000 | 503,000 | 765,000 | 1,017,000 |
| Noninterest income | 34,000 | 82,000 | 136,000 | 185,000 |
| Noninterest expense | 243,000 | 508,000 | 766,000 | 1,011,000 |
| Provision for loan losses | 54,000 | 54,000 | 54,000 | 54,000 |
| Pretax income | -9,000 | 23,000 | 102,000 | 158,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -9,000 | 23,000 | 102,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,016,000 | 4,047,000 | 4,127,000 | 4,182,000 |
| Total capital | 4,070,000 | 4,239,000 | 4,315,000 | 4,403,000 |
| Risk-weighted assets | 16,580,000 | 15,254,000 | 14,960,000 | 17,609,000 |