Call reports 2009
WENONA STATE BANK — 2009
What WENONA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 28,664,000 | 28,994,000 | 29,451,000 | 28,909,000 |
| Total loans | 11,732,000 | 12,067,000 | 12,632,000 | 12,303,000 |
| Allowance for loan losses | 353,000 | 344,000 | 347,000 | 449,000 |
| Securities available for sale | 4,443,000 | 5,279,000 | 6,154,000 | 7,186,000 |
| Securities held to maturity | 9,886,000 | 8,933,000 | 8,648,000 | 6,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,210,000 | 24,633,000 | 25,032,000 | 24,752,000 |
| Interest-bearing deposits | 20,489,000 | 21,242,000 | 21,807,000 | 21,106,000 |
| Noninterest-bearing deposits | 3,721,000 | 3,391,000 | 3,225,000 | 3,646,000 |
| Equity capital | 4,336,000 | 4,226,000 | 4,269,000 | 4,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 731,000 | 1,110,000 | 1,454,000 |
| Interest expense | 112,000 | 216,000 | 315,000 | 412,000 |
| Net interest income | 261,000 | 515,000 | 795,000 | 1,042,000 |
| Noninterest income | 31,000 | 73,000 | 100,000 | 129,000 |
| Noninterest expense | 212,000 | 434,000 | 657,000 | 953,000 |
| Provision for loan losses | 71,000 | 77,000 | 101,000 | 221,000 |
| Pretax income | 9,000 | 77,000 | 137,000 | -3,000 |
| Income tax | 0 | 0 | 0 | -59,000 |
| Net income | 9,000 | 77,000 | 137,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,264,000 | 4,217,000 | 4,195,000 | 4,087,000 |
| Total capital | 4,445,000 | 4,402,000 | 4,391,000 | 4,278,000 |
| Risk-weighted assets | 14,325,000 | 14,658,000 | 15,497,000 | 15,005,000 |