Call reports 2008
WENONA STATE BANK — 2008
What WENONA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 28,462,000 | 28,393,000 | 28,434,000 | 27,674,000 |
| Total loans | 10,895,000 | 11,452,000 | 13,408,000 | 12,028,000 |
| Allowance for loan losses | 275,000 | 277,000 | 279,000 | 282,000 |
| Securities available for sale | 0 | 0 | 0 | 2,571,000 |
| Securities held to maturity | 11,161,000 | 11,730,000 | 11,564,000 | 10,867,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,958,000 | 23,836,000 | 23,917,000 | 23,096,000 |
| Interest-bearing deposits | 19,999,000 | 20,015,000 | 20,416,000 | 19,877,000 |
| Noninterest-bearing deposits | 3,959,000 | 3,821,000 | 3,501,000 | 3,219,000 |
| Equity capital | 4,405,000 | 4,425,000 | 4,389,000 | 4,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 776,000 | 1,113,000 | 1,472,000 |
| Interest expense | 144,000 | 275,000 | 402,000 | 523,000 |
| Net interest income | 230,000 | 501,000 | 711,000 | 949,000 |
| Noninterest income | 26,000 | 44,000 | 60,000 | 89,000 |
| Noninterest expense | 217,000 | 429,000 | 661,000 | 909,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 39,000 | 116,000 | 110,000 | 114,000 |
| Income tax | 0 | 3,000 | 0 | 0 |
| Net income | 39,000 | 113,000 | 110,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,405,000 | 4,425,000 | 4,389,000 | 4,323,000 |
| Total capital | 4,577,000 | 4,601,000 | 4,582,000 | 4,522,000 |
| Risk-weighted assets | 13,676,000 | 13,993,000 | 15,364,000 | 15,860,000 |